Loans

  • Loan amounts tailored to your net income.
  • Enjoy Flexible repayment terms up to five (5) years.
  • Maximum of One (1) Million Pesos Loanable Amount
  • Competitive interest rates that fit your budget (based on the prevaling rate of the bank).
  • Minimum take-home pay requirement.
  • Easy application process.
  • Permanent employees (teaching and non-teaching)
  • Only six (6) months in service required.
  • Minimum net-take-home pay of P5,200
  • Two (2) Valid IDs
  • Latest three (3) month’s pay slips
  • Appointment Letter or Service Record (New Loans Only)
  • 2×2 ID Picture
  • Easy application process
  • Fast turnaround time
  • Maximum loanable amount of P180,000
  • Flexible repayment terms
  • Competitive Interest Rates (based on the prevailing rate of the bank).
  • Permanent employees (teaching and non-teaching)
  • Two (2) Valid IDs
  • Latest three (3) month’s pay slips
  • Appointment Letter or Service Record (New Loans Only)
  • 2×2 ID Picture
  • Minimum Requirements
  • Easy Application Process
  • Loan Amount: Up to 90% of the Appraised Value of the Vehicle
  • Fast Turn-Around Time
  • Higher Vehicle Valuation
  • Enjoy a Flexible Term up to Five (5) Years
  • Competitive Interest Rates (based on the prevailing rates of the bank).
  • Employees, Practicing Professionals, OFWs, Pensioners, and Entrepreneurs
  • Duly filled-up and signed application form
  • One (1) Valid ID
  • Utility billing statement
  • If employed: Certificate of Employment, Three (3) Month’s Payslip, and Statement of Account
  • If entrepreneur: Six (6) months bank statement or sales records, latest ITR and FS, business permit and DTI registration
  • If corporation: SEC Registration, articles of incorporation and by-laws, latest GSIS, business permit, latest ITR with FS, and six (6) months bank statement
  • Fast and easy processing
  • Loan Amount: Up to 90% of the Face Value of Deposit
  • Enjoy a maximum term line of 1 year
  • Gain from higher loanable amount
  • Benefit from lower spread of deposit interest rate (interest rate based on the prevailing rate of the bank)
  • Clients with savings and time deposit accounts
  • Duly accomplished Deed of Assignment of Bank Deposit
  • Original copy of the updated passbook or certificate of Time Deposit
  • Loan Amount:
    • P100,000 to P1.0 Million for Micro Enterprises
    • Over P1.0 Million for Small and Medium Enterprise
  • Loan Term: Up to 180 days (Promissory Note)
  • Validity: 1 Year from date of approval.
  • Interest Rate: Based on the Bank’s prevailing rate.
  • Businesses operating at least 3 years and profitable for the last 2 years.
  • Must be a Filipino citizen
  • Trading Business
  • Services
  • Manufacturing
  • Real Estate

For Single Proprietorship

  • Duly accomplished application form
  • Business Permit
  • DTI Permit
  • In-house FS or BIR filed FS for the last 3 years
  • Duly stamped ITR by BIR for the last 3 years (for above P3M)
  • Collateral documents as maybe required.

Additional Requirements – For Corporation/Partnership

  • SEC Registration
  • Articles of Incorporation/Partnership and by-laws
  • Latest General Information Sheet
  • Board Resolution or Secretary’s Certificate on authorized signatories
  • Loan Amount:
    • P100,000 to P1 Million for Micro and Small Enterprise
    • Over P1 Million for Medium Enterprise
  • Loan Term: Maximum of Five (5) Years
  • Interest Rate: Based on the prevailing rate of the bank.
  • Businesses operating at least 3 years and profitable for the last 2 years.
  • Must be a Filipino citizen
  • Trading Business
  • Services
  • Manufacturing
  • Real Estate


For Single Proprietorship

  • Duly accomplished application form
  • Business Permit
  • DTI Permit
  • In-house FS or BIR filed FS for the last 3 years
  • Duly stamped ITR by BIR for the last 3 years (for above P3M)
  • Collateral documents as maybe required.

Additional Requirements – For Corporation/Partnership

  • SEC Registration
  • Articles of Incorporation/Partnership and by-laws
  • Latest General Information Sheet
  • Loan Amount: Up to 100% of face value of the post-dated check
  • Loan Term: Maximum of One (1) Year
  • Interest Rate: Based on the prevailing rate of the bank.
  • Businesses operating at least 3 years and profitable for the last 2 years.
  • Must be a Filipino citizen

For Single Proprietorship

  • Duly accomplished application form
  • Business Permit
  • DTI Permit
  • In-house FS or BIR filed FS for the last 3 years
  • Duly stamped ITR by BIR for the last 3 years (for above P3M)
  • Collateral documents as maybe required.

Additional Requirements – For Corporation/Partnership

  • SEC Registration
  • Articles of Incorporation/Partnership and by-laws
  • Latest General Information Sheet
  • Board Resolution or Secretary’s Certificate on authorized signatories
Our Truck & Heavy Equipment Loan offers financing of up to P2.5 million with flexible repayment terms tailored to your needs. Whether you’re acquiring brand new or reconditioned units, we provide a fast and simple loan process designed to help you grow your operations efficiently.

Visit the nearest Enterprise Bank branch today to apply!
Our Auto Fleet Financing covers up to 90% of the appraised value of your chosen vehicle, giving you the support you need to expand your business fleet with ease. With repayment terms of up to 60 months and a quick, hassle-free application process, this loan is ideal for businesses looking to boost their mobility and operational efficiency.

Visit the nearest Enterprise Bank branch today to apply!